Information, not advice
Everything on MoneyBySharma is general information for people in the UK. It isn't regulated financial, tax, mortgage or legal advice, and it doesn't take your personal circumstances into account.
Not FCA authorised
MoneyBySharma isn't authorised or regulated by the Financial Conduct Authority. Nothing here is an invitation or inducement to buy or sell any investment. To get regulated advice, use an adviser listed on the FCA Register. Free guidance is available from MoneyHelper.
Investments carry risk
The value of investments, including gilts sold before maturity, can fall as well as rise, and you may get back less than you invest. Past performance isn't a reliable guide to future results.
Tax
Tax treatment depends on your individual circumstances and may change in future. Figures are for the 2026/27 tax year unless stated. Scottish income tax bands differ for non-savings income.
Accuracy and calculators
We work hard to keep figures accurate and sourced, but we can't guarantee that everything is complete or up to date. Calculators give illustrations based on stated assumptions, not forecasts or quotes. Any example rates in the comparison table are clearly marked as placeholders and aren't real.
Links
We link to external sites, including the Sharma Simplified store on Payhip, for convenience. We aren't responsible for their content.